Many premium credit cards (Chase Sapphire Reserve, American Express Platinum, Capital One Venture X) include roadside assistance as a card benefit.
Coverage varies. Some cards include a fixed number of free service calls per year. Others provide pay-per-use roadside at a fixed discount rate.
To use card-included roadside, call the number on the back of the card. The dispatch routes through the card's service contractor.
Pros: usually no cost or low cost per call. Cons: same contractor response issues as auto club — slower than direct roadside services.
Check your card benefits guide. Many cardholders pay for separate auto-club memberships while their credit card already covers them.